Every cash forecasting tool makes the same two mistakes. It assumes invoices are paid on the terms printed on them, and it counts pipeline as income. Both push the forecast in the same direction, and a business that plans against it discovers the gap in the month it cannot make payroll.
This agent forecasts what is genuinely committed. Each receivable is aged by how that specific customer has actually paid you — not by the terms on the invoice — so a customer who has taken sixty days for two years is modelled at sixty days. Contracted recurring income counts. Signed orders count. Anything unsigned goes into a separate list, labelled as not cash, with what it would be worth if it landed.
What comes back is a week-by-week position, the date the balance first goes below your floor, and the specific things that would move that date — which invoice, which cost, which decision. It moves no money and sends no chase; it tells you what is true and hands the decision to you.
The optimistic version is the one that surprises you in the month it matters.
Rather than a quarterly guess assembled by hand.
Chasing one invoice often beats cutting three costs.
Not by the terms on the invoice. A customer at sixty days for two years does not pay at thirty because the invoice says so.
Pipeline sits in its own list, labelled. Counting it is why forecasts are optimistic in the same direction every time.
The week the balance first goes below your floor. That is the number the owner actually needs.
Which invoice, which cost, which decision — with how many days each buys.
Payroll and rent are not the same kind of number as a subscription you could cancel on Friday.
No payments, no chasing, no transfers. It tells you what is true.
Why Finance & Accounting in particular. Every tool assumes invoices are paid on their printed terms and counts unsigned pipeline as income. Both errors push the same way, and the owner finds the gap in the month they cannot make payroll.
Runs unattended
Started by you or by an event, and it finishes on its own. Nothing waits for someone to be at a desk.
The same standard every time
The two-hundredth item is held to the bar the first one was. Consistency is the part people cannot sustain.
It cannot act on its own
Cash Runway Analyst has no path to sending, spending or committing. That limit is why its output is safe to act on.
This agent runs server-side through the PROMIVO runtime. Each run is logged step by step and every tool call is permission-checked before it executes.
Read-only by design. This agent has no path to sending, spending, publishing or committing anything. Where that limit is the product, removing it would remove the reason to trust the output.
Demo dataIllustrative sample output, abridged.
{
"floor": 40000,
"weeks": 13,
"currency": "USD",
"receivables": [],
"openingBalance": 148000
}{
"notCash": [
{
"why": "Not signed. Excluded from the forecast; if it signs before week 6 the breach does not occur.",
"item": "Renewal expected from Meridian",
"wouldBeWorth": 60000
}
],
"escalate": true,
"disclaimer": "Arithmetic on your own records with the assumptions stated. Not financial, funding, tax or accounting advice, and no statement about solvency.",
"assumptions": [
"Receivables aged on median days to pay from 14 prior invoices, except where marked unproven.",
"Pipeline excluded entirely."
],
"concentration": "Northwind is 46% of receivables. Their payment behaviour decides this forecast more than any cost decision.",
"breachesFloorOn": "Week ending 2026-11-06",
"mostSensitiveTo": "Northwind paying at 58 days rather than 30. That single assumption moves the breach by 19 days.",
"escalationReason": "The balance falls below the floor in week 6, inside the warning window.",
"receivableAgeing": [
{
"basis": "their-history",
"amount": 42000,
"customer": "Northwind",
"expectedOn": "2026-10-28"
},
{
"basis": "terms-unproven",
"amount": 18000,
"customer": "New client A",
"expectedOn": "2026-10-14"
}
],
"forecastHoldsUntil": "13 weeks. Beyond that no committed income exists in the data.",
"leversThatMoveTheDate": [
{
"action": "Collect the Northwind invoice at terms rather than at their usual 58 days",
"buysDays": 19
},
{
"action": "Defer the equipment purchase in week 4",
"buysDays": 11
}
]
}No integrations required.
The position, the date, and what changed since last week.
What the commitment does to the runway, on committed cash only.
Which specific actions buy the most days.
$249/month
Billed monthly through your PROMIVO subscription. Cancel at any time.
Runs consume your plan allowance for agent executions and tokens. See plan limits.
Because it is not money. It is listed separately with what it would be worth, so you can see it — but a forecast that mixes signed and unsigned is the reason owners are surprised by their own bank balance.
Your own payment history. A customer with no history is modelled on terms and flagged as unproven, rather than quietly assumed to be reliable.
No. It has no payment access and sends nothing. It produces the position and the options; acting on them is yours.
No. It is arithmetic on your own records with its assumptions stated. It gives no advice on funding, tax or accounting treatment.
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